Pre-Approval is the all-important first step to purchasing or refinancing a home, and should be taken care of before you even start looking for a home. Getting pre-approved is much easier than you may think… with a short phone conversation, I can provide you with your credit rating, the approximate home value you will qualify for, and a list of items you’ll need to finish up the approval.
By getting pre-approved now, you’ll be able to go house hunting with all the essential information you’ll need to stay on the right track… and everything will run much more smoothly if you know exactly what’s within your price range.
To get started, all you need is a few basic items such as a recent pay stub, your last two years W2 statements, and a recent bank statement.
If you can fax me these items, I can usually provide you with a pre-approval letter within 24 hours.